Sallie Mae’s third quarter results were met with a positive market reaction, despite falling short of Wall Street’s revenue and earnings expectations. Management credited loan origination growth and strong credit quality as key performance drivers, noting a 6.4% year-over-year increase in new loans and improved borrower profiles. CEO Jonathan Witter emphasized the company’s disciplined underwriting, highlighting that “the credit quality of originations remain strong, showing incremental improvement year-over-year.” The quarter also benefited from a completed loan sale, which generated significant gains and contributed to a more favorable operating margin.
Alexandria, VA – October 29, 2025 – Student loan servicing giant Navient (NASDAQ: NAVI) saw its shares tumble by a significant 10.9% today following the release of its third-quarter 2025 financial results, which dramatically missed analyst expectations for both earnings and revenue. The sharp decline sent ripples through the financial markets,
A number of stocks jumped in the afternoon session after a cooler-than-expected inflation report boosted investor confidence and fueled expectations for a Federal Reserve interest rate cut. The positive inflation data, showing the softest increase in the core Consumer Price Index (CPI) since May, has led investors to believe the Federal Reserve will soon lower borrowing costs. Markets widely anticipating a 25 basis point rate cut at the next Fed meeting. This optimism was further supported by strong economic growth indicators, with both the services and manufacturing sectors showing accelerated activity according to the S&P Global Flash Purchasing Managers' Index (PMI) data. The combination of easing price pressures and a thriving economy overshadowed concerns about an ongoing government shutdown, sending major indices like the S&P 500 to new record highs.
Student loan provider Sallie Mae (NASDAQ:SLM) fell short of the market’s revenue expectations in Q3 CY2025, but sales rose 42.1% year on year to $545.7 million. Its GAAP profit of $0.63 per share was 20.8% below analysts’ consensus estimates.
Student loan provider Sallie Mae (NASDAQ:SLM) missed Wall Street’s revenue expectations in Q3 CY2025, but sales rose 42.2% year on year to $546 million. Its GAAP profit of $0.63 per share was 20.8% below analysts’ consensus estimates.
Investors looking for hidden gems should keep an eye on small-cap stocks because they’re frequently overlooked by Wall Street.
Many opportunities exist in this part of the market, but it is also a high-risk, high-reward environment due to the lack of reliable analyst price targets.
While the S&P 500 is up 32.7% since April 2025, Sallie Mae (currently trading at $27.55 per share) has lagged behind, posting a return of 10.5%. This was partly driven by its softer quarterly results and might have investors contemplating their next move.
Stocks in the $10-50 range offer a sweet spot between affordability and stability as they’re typically more established than penny stocks.
But their headline prices don’t guarantee quality, and investors should exercise caution as some have shaky business models.
Shares of student loan provider Sallie Mae (NASDAQ:SLM) fell 1.4% in the afternoon session after an analyst at Morgan Stanley lowered the price target on the stock.
SLM's (NYSE: SLM) short interest as a percent of float has risen 3.7% since its last report. According to exchange reported data, there are now 9.47 million shares sold short, which is 5.33% of all regular shares that are available for trading.
A stock with low volatility can be reassuring, but it doesn’t always mean strong long-term performance.
Investors who prioritize stability may miss out on higher-reward opportunities elsewhere.
Quarterly earnings results are a good time to check in on a company’s progress, especially compared to its peers in the same sector. Today we are looking at Credit Acceptance (NASDAQ:CACC) and the best and worst performers in the consumer finance industry.
A number of stocks fell in the afternoon session after a government report showed significantly weaker job growth over the past year than initially reported, fueling concerns about the health of the economy.
Value investing has created more billionaires than any other strategy, like Warren Buffett, who built his fortune by purchasing wonderful businesses at reasonable prices.
But these hidden gems are few and far between - many stocks that appear cheap often stay that way because they face structural issues.
The current financial market is witnessing a stark divergence in sector performance, painting a complex picture for investors and the broader economy. While the technology sector, particularly its AI-driven segments, continues its meteoric rise, alongside robust showings from Utilities and Financials, other traditionally stable sectors like Healthcare, Energy, and Industrials
As the Q2 earnings season wraps, let’s dig into this quarter’s best and worst performers in the consumer finance industry, including Sallie Mae (NASDAQ:SLM) and its peers.
