Yiren Digital Ltd. American Depositary Shares (YRD)

Yirendai Ltd is a prominent fintech company based in China that specializes in online consumer finance solutions

It operates a platform that connects borrowers seeking personal loans with investors looking to fund those loans, effectively facilitating peer-to-peer lending. By leveraging technology and data analysis, Yirendai aims to streamline the loan application process, making it more accessible and efficient for consumers. The company also focuses on providing various financial services, including credit assessment and risk management, thereby promoting financial inclusion and improving the borrowing experience for its users.