Articles from PULSE

More U.S. consumers are using debit for more transactions and are spending more in the process. The 2024 PULSE Debit Issuer Study, commissioned by Discover® Financial Services’ PULSE debit network and conducted by Banking & Payments Group, finds the total number of debit cards, transactions, and annual spend per active card all increased in 2023.

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The 2023 PULSE Debit Issuer Study, commissioned by Discover® Financial Services’ PULSE debit network and conducted by West Monroe, finds consumer demand for digital experiences, mobile self-service capabilities and fraud management is commanding the attention of financial institutions. Following the volatility experienced during the pandemic, issuers reported slight growth in the total number of debit transactions, up 1% year-over-year (YoY) in 2022, while dollar volume increased 3%.

PULSE, a Discover® Financial Services (NYSEDFS) company and operator of the PULSE debit network, has agreed to an extension of its partnership with global analytics software provider FICO NYSE: FICONYSEFICO)

The 2021 Debit Issuer Study, commissioned by Discover Financial Services’ PULSE debit network and conducted by Oliver Wyman, portrays a debit market evolving with the rapid transformation of commerce. Response to the COVID-19 pandemic prompted U.S. consumers to make fewer but larger debit purchases in 2020, resulting in a strong increase in total debit spending. The study also identifies merchant categories that expanded in 2020 as a result of the pandemic, such as digital retailers and home supply stores, as well as those that contracted, such as travel and dining.