Flex Becomes First FinTech to Launch Visa Infinite Business Credit Card

Flex, the all-in-one financial operating system for modern businesses, today announced the launch of the Flex Visa Infinite® Business Credit Card. This marks a major milestone, making Flex the first U.S. financial technology company in its category to introduce a Visa Infinite Business-branded credit card.

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Flex Visa Infinite® Business Credit Card

This new offering replaces Flex’s previous commercial Mastercard product and represents a complete reimagining of Flex’s card experience. The new card offers higher-tier benefits, the same flexible repayment options, and an upgraded set of travel, insurance, and lifestyle perks. Existing cardholders will be transitioned to the new Visa Infinite Business platform, bringing with them enhanced rewards and protections designed for growing businesses.

Visa Infinite Business is Visa’s highest small business card product and is typically reserved for elite corporate programs. Through this relationship, Flex is bringing these premier benefits to the small business market. Cardholders will receive luxury travel access, personalized concierge services, and extensive purchase protections, fully integrated into Flex’s broader platform for business banking, expense management, and AI-powered payment automation.

“We’re proud to bring our customers a business card that’s as sophisticated and flexible as they are,” said Zaid Rahman, Founder and CEO of Flex. “The Flex Visa Infinite Business card doesn’t just extend flexible working capital, it elevates the entire financial experience for business owners, from how they spend to how they travel, protect purchases, and build long-term value.”

“The launch of the Flex Visa Infinite Business Credit Card marks a significant advancement in how small and midsize businesses access premium financial solutions,” said Veronica Fernandez, SVP, Head of Visa Commercial Solutions North America. “By extending the exclusive benefits and protections of Visa Infinite® Business to a broader market, we are empowering business owners to manage their finances, travel and operations with greater confidence and flexibility. This milestone reflects Visa’s ongoing commitment to innovation and to supporting the growth and success of modern businesses across the country.”

With the new Flex Visa Infinite Business card, Flex customers gain access to a range of exclusive luxury benefits previously unavailable in the commercial fintech market. Cardholders receive priority access to top-rated restaurants via OpenTable, allowing them to bypass long waitlists and secure reservations at sought-after venues. Through Priority Pass, Flex customers enjoy unlimited access to more than 1,300 airport lounges around the world, providing a premium travel experience and they also benefit from the Visa Luxury Hotel Collection, which includes over 900 world-class properties globally and offers upgrades upon arrival and on-property credits during each stay. These features are complemented by Visa’s 24/7 Infinite Concierge, which helps cardholders book travel, secure tickets to exclusive events, or handle logistics anytime, anywhere.

In addition to luxury perks, the card includes comprehensive insurance and protection benefits. Cardholders receive rental car collision damage coverage when booking with the Flex card, often serving as primary insurance. They are also protected with trip cancellation and interruption coverage, reimbursement for delayed travel and lost luggage, and purchase protection covering theft or damage on eligible purchases. Return protection and extended warranty coverage provide additional peace of mind, ensuring business owners are covered when plans change or products don’t perform as expected.

Flex’s newest card offering also provides unprecedented flexibility in how businesses manage their spend. Cardholders can choose between up to 60 days interest-free, up to 1.75% unlimited cashback for early payment, or up to 1.75x points redeemable for travel¹, gift cards¹, or statement credits. This structure allows businesses to decide whether to maximize liquidity, reduce costs, or earn rewards. With no annual fee and no caps or categories, it’s a structure designed to adapt to the needs of modern operators.

This launch builds on Flex’s rapid growth over the past year. The company has tripled in size and now processes more than $2 billion in annualized total payment volume. By bringing the highest tier of Visa’s commercial benefits to its customer base and embedding them within its platform for banking, credit, and automated bill pay, Flex is redefining what a business card can do.

The Flex Visa Infinite Business Card is available now to qualified customers. For more information or to apply, visit flex.one.

*Flexbase Technologies, Inc. is a technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Flex Business.

*The Flex Business Credit Card is issued by Lead Bank, pursuant to a license from Visa U.S.A. Inc. and is only available to eligible commercial entities. Fees and terms and conditions apply. Applicants are subject to eligibility requirements.

¹Coming soon.

ABOUT FLEX

Founded in 2022, Flex is the B2B fintech company redefining financial management for business owners by providing a financial ecosystem that empowers owners to expand their business and accelerate growth. Flex bundles every single aspect of the back office into one finance super app to seamlessly control finances. The company offers Flex Business Credit Card with 0% interest for 60 days on all purchases and built-in employee expense management and rewards, as well as Flex Banking with up to 2.99% yield on idle cash. The company also has launched several products like AP Automation, Cashflow Analytics, Bill Pay, Mobile Apps, and more. Flex aims to be the financial platform that all aspiring business owners use to build, manage and protect their finances.

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“The launch of the Flex Visa Infinite Business Credit Card marks a significant advancement in how small and midsize businesses access premium financial solutions,” said Veronica Fernandez, SVP, Head of Visa Commercial Solutions North America.